James Anderson

Jewelry Retail September 24, 2026 19 min read

Layaway and Custom Order Deposits at Jewelry Stores: State Rules, Refunds, and Payment Setup

Jewelry store layaway rules are safest when the store keeps the merchandise until full payment, writes down payment dates and amounts, discloses cancellation and default consequences before taking money, follows applicable state...

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Jewelry Retail September 23, 2026 16 min read

Processing a $12,000 Ring: Large Ticket Interchange and What Five-Figure Sales Cost a Jeweler

A $12,000 card sale can cost several hundred dollars under flat-rate pricing. Interchange-plus exposes the underlying card/network cost plus processor markup. Qualifying commercial large-ticket programs can materially reduce interchange, but a $12,000 personal...

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March 24, 2026 11 min read

How Jewelers Can Protect High-Ticket Sales From Fraud and Chargebacks

Payment processing for luxury retail is a complex issue, especially for jewelry businesses, which handle much larger amounts than the average retail transaction. Not only will these higher amounts attract genuine customers,...

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Fraud & Risk Management September 8, 2025 15 min read

How to Detect and Prevent Identity Theft in Jewelry Transactions

Identity theft during jewelry transactions can result in severe financial and personal losses. Thieves generally prey on high-priced transactions to use stolen data. By understanding how identity theft occurs and employing smart...

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